Wealthsimple $25 Bonus (2026): How to Get It in 5 Minutes
The Wealthsimple $25 Bonus — Claim It in 5 Minutes
Wealthsimple gives $25 cash to new Canadians who sign up through a referral link and fund any account with as little as $1. No promo code, no transfer required, no minimum balance to maintain.
This page is the shortest, clearest path to that $25.
Claim the $25 Bonus
One click → 5-minute signup → $1 deposit → $25 in your account.
Get My $25 BonusTL;DR — The $25, In Plain Numbers
- Bonus amount: $25 CAD, paid as cash.
- Minimum deposit: $1.
- Holding period: none.
- Time to receive: ~1–3 business days after first deposit.
- Eligible accounts: TFSA, RRSP, FHSA, Cash, Personal.
- How to qualify: click our referral link before signing up.
Why $25 Matters More Than It Looks
It’s $25 of free cash. But the more useful framing is what $25 becomes:
- Buys ~80% of a share of XEQT (~$30/share at typical pricing) — instant exposure to ~12,000 stocks worldwide.
- Compounds at ~7% real annual return — historically, $25 left in a globally diversified equity ETF for 30 years grows to ~$190.
- Funds your first recurring buy — the bonus pays for the first auto-deposit cycle while you build the habit.
The bonus is not the prize. The habit you start with the bonus is the prize.
Start the Habit With $25 of Their Money
Use the referral link, fund $1, get $25, buy XEQT.
Claim the $25How to Get the $25 (5-Step Path)
- Open the referral link. Stay in the same browser session.
- Create your account. Email, password, name, address, DOB, SIN. ~3 minutes.
- Verify ID. Driver's licence or passport. Usually instant.
- Pick a TFSA, RRSP, FHSA, Cash, or Personal account.
- Deposit $1+. Instant deposits up to $5,000 are available immediately.
$25 lands in your cash balance in ~1–3 business days.
Where the $25 Comes From
Paid by Wealthsimple
Not by us. The bonus is funded by Wealthsimple's customer-acquisition budget.
Real Cash, Not Credit
It's deposited as $25 CAD in your cash balance. Invest it, hold it, or withdraw.
No Catch
No holding period, no balance minimum, no fees on the bonus itself.
One per person
The $25 can be claimed once per Canadian per lifetime. Pick the account that matters most.
Stacking the $25 With Other Wealthsimple Offers
The $25 referral bonus is separate from Wealthsimple’s transfer bonuses (1%–2% of transferred-in assets). If you’re moving an RRSP or TFSA from another bank or broker, you can often stack the referral on top of the transfer bonus. See:
$25 Bonus FAQ
Is the bonus really $25, not $50 or $100?
The standing referral offer is $25. Higher numbers you may have seen are usually transfer-bonus campaigns (paid as a percentage of assets you transfer in), not the referral bonus itself.
Is the $25 taxable?
Generally not treated as taxable income in Canada. Any *gains* from investing the $25 follow normal account rules (tax-free in TFSA/FHSA, taxable in Personal). See referral tax questions.
Can I get the $25 without depositing?
No. A qualifying deposit of $1+ is required to release the bonus.
Can I withdraw the $25 right away?
Yes. There's no lock-up. But withdrawing it defeats the point — even a single XEQT purchase compounds the $25 over decades.
What if my $25 doesn't appear?
Wait 5 business days post-deposit, then check the app. If it's still missing, see bonus not showing fixes.
Has the bonus ever been higher than $25?
Limited-time campaigns sometimes raise it. The $25 figure is the reliable, year-round amount.
The $25 Is Sitting There. Go Get It.
Five minutes of work for $25 cash plus a lifetime of compounded growth.
Claim My $25 Now