Wealthsimple Referral Link Canada (2026): Verified Link + $25 Bonus
Wealthsimple Referral Link (Canada, 2026)
You're one click away from a $25 cash bonus. Use our verified Wealthsimple referral link, finish signup in the same browser session, and fund any account with $1 to qualify.
No promo codes to type, no hidden conditions, no catch — just the standard referral offer applied automatically through the link.
Open the Wealthsimple Referral Link
Auto-applied at signup. Bonus paid in cash within ~1–3 business days.
Get My $25 NowTL;DR — Use the Link, Get $25
- Click our Wealthsimple referral link before creating an account.
- Finish signup in the same session — don't switch browsers or devices mid-flow.
- Open any eligible account: TFSA, RRSP, FHSA, Cash, or Personal.
- Deposit at least $1 (instant deposits up to $5,000 are available).
- $25 lands as cash in ~1–3 business days. No holding period.
Why a Referral Link (Not a Code)?
In 2026, Wealthsimple’s bonus tracking lives entirely inside the referral URL. The link carries a unique parameter that ties the new account to the referrer at the moment of signup. There is no field to paste a code into during account creation, which is why Google searches for “Wealthsimple referral code” and “Wealthsimple invite code” all funnel back to the same answer: use the link.
If you’ve already started signup without a link, see referral link not working and bonus not showing.
One Verified Link, $25 in Your Account
This is the same link we use ourselves and recommend to friends in Canada.
Click the Referral LinkHow the Link Works (Behind the Scenes)
- Click — The link sets a tracking parameter that follows you into Wealthsimple's signup flow.
- Account creation — Wealthsimple records your account as a referred signup.
- ID verification — Standard KYC; usually instant approval.
- $1+ deposit — Triggers the bonus eligibility check.
- Payout — $25 cash is credited to your Wealthsimple account, ready to invest.
What to Buy With Your $25
We’re a XEQT-focused site, so the honest answer: put it in XEQT. One ETF, globally diversified, MER 0.20%, set-and-forget. If you want a fuller plan, see the ETF starter plan after the referral bonus.
$0 Commissions
Buy and sell stocks and ETFs with no trading fees.
Fractional Shares
Your $25 buys a partial share of XEQT — instantly diversified.
All Account Types
TFSA, RRSP, FHSA, Cash, Personal, Joint — all in one app.
CIPF Protected
Investments protected up to $1M by the Canadian Investor Protection Fund.
Eligibility — Canada Only
- Canadian resident, age of majority in your province.
- No existing Wealthsimple Trade, Invest, or Cash account.
- Referral link clicked before account creation.
- Minimum $1 deposit into an eligible account.
Heads up: If you cleared cookies, switched browsers, or signed up later in a different session, the referral may not track. Start the signup in the same window where you clicked the link.
Wealthsimple Referral Link FAQ (Canada)
Is the referral link still active in 2026?
Yes. The $25 referral bonus is the standing offer for new Canadian Wealthsimple accounts in 2026. See the 2026 bonus overview.
How do I know your link is legitimate?
It redirects to my.wealthsimple.com with a referral parameter. We use Dub for a clean, trackable shortlink. Read our is-it-legit breakdown.
Can I share my own link after signing up?
Yes — once your account is active, you'll get a personal referral link in the app under Profile → Invite friends.
Does it matter which account I open first?
No, all account types qualify. Most Canadians start with a TFSA or FHSA for tax-free growth.
What if my $25 doesn't show up?
Wait 5 business days, then contact support. Common cause is the referral didn't track at signup. See the bonus not showing fixes.
Can I stack the referral with a transfer bonus?
Often yes, depending on the active campaign. See stacking referral + transfer bonus.
Last Step — Click the Link
Five minutes from now, you can be a Wealthsimple investor with a $25 head start.
Open My Account & Claim $25