Wealthsimple Referral Bonus 2026: Current Offer + How to Claim
The 2026 Wealthsimple Referral Bonus, Confirmed
For 2026, Wealthsimple's referral bonus remains $25 cash for new Canadian accounts that sign up through a referral link and fund any account with at least $1.
No promo code required. No tiered minimums. No expiration date on the standing offer.
Claim the 2026 Bonus
Verified active as of May 2026. Open the link, sign up, deposit $1.
Get My $25 BonusTL;DR — 2026 Bonus at a Glance
- Offer: $25 CAD cash, paid into your Wealthsimple account.
- Status: Active for all of 2026.
- Eligibility: New Canadian Wealthsimple accounts only.
- Trigger: Sign up via referral link + $1 deposit.
- Timing: Bonus arrives in ~1–3 business days.
- Stackable: Often combinable with active transfer-bonus campaigns.
What Changed in 2026 (vs 2025)
For Canadians who saw older posts: the mechanics are essentially the same as 2025, but here’s the cleanup for 2026:
| Item | 2025 | 2026 |
|---|---|---|
| Base referral cash | $25 | $25 |
| Minimum deposit | $1 | $1 |
| Eligible accounts | TFSA, RRSP, FHSA, Cash, Personal | Same + still includes Joint where opened first by primary |
| Promo code field | Removed | Still removed (link-only) |
| FHSA included | Yes | Yes |
| Transfer bonus stacking | Campaign-dependent | Campaign-dependent — see below |
If you saw a “$50” or “$100” claim, that’s almost always a transfer bonus (a percentage of assets you move in from another bank/broker), not the standing referral bonus.
The 2026 Offer Is Live Today
Confirmed active. Go claim it before you forget.
Open the Referral LinkHow to Claim the 2026 Bonus
- Click our 2026 referral link.
- Create your account in the same browser session (don't switch devices mid-flow).
- Verify ID with a driver's licence or passport.
- Open a TFSA, RRSP, FHSA, Cash, or Personal account.
- Deposit $1 or more (instant deposits up to $5,000 supported).
- Receive $25 in cash within ~1–3 business days.
Stacking 2026 Bonuses
In 2026, Wealthsimple regularly runs transfer bonus campaigns (e.g., 1% of assets you transfer in from another institution). The referral bonus and the transfer bonus are typically two different events tracked separately, and they often stack.
If you’re switching banks or moving an RRSP/TFSA from a competitor, this is the highest-value path:
- Use the referral link to open the account → $25 referral bonus.
- Initiate a transfer-in from your old bank/broker → percentage-based transfer bonus.
- Both bonuses pay out independently if eligibility is met.
See:
Why Wealthsimple Is Still the Right Choice in 2026
$0 Commissions
Stocks and ETFs trade commission-free, including XEQT.
Fractional XEQT
Your $25 can buy a partial share immediately — no waiting to "afford" a whole share.
FHSA + RRSP + TFSA
All three registered accounts in one app, with auto-contribute and recurring buys.
CIPF $1M Protection
Investments are CIPF-protected up to $1M, same as any major Canadian broker.
For a deeper review, see our 2026 Wealthsimple review.
2026 Referral Bonus FAQ
Is the $25 bonus still active in 2026?
Yes. As of May 2026, the standing referral bonus remains $25 for new Canadian accounts. We update this page when the offer changes.
Will the bonus expire later in 2026?
The standing referral bonus has no published expiration. Limited-time *boosted* offers come and go, but the base $25 has been continuous for years.
Does FHSA still qualify in 2026?
Yes. FHSA accounts qualify for the referral bonus and remain one of the best registered accounts for first-time buyers. See FHSA referral bonus.
Can I use my 2025 referral link in 2026?
Existing referrers' personal links remain valid year over year — the bonus structure didn't reset. If you're unsure, just use our verified 2026 link.
How long does the bonus take in 2026?
Same as before — typically 1–3 business days after the first deposit clears. See how long the referral bonus takes.
Is the 2026 referral safe and legit?
Yes. Wealthsimple is a Canadian-regulated investment platform. Read the full safety breakdown.
2026 Bonus, One Click Away
Same offer. Same five-minute path. Same $25 cash, ready to invest.
Claim 2026 Bonus