Posts

  1. How Social Media Is Ruining Your Investment Strategy (And How XEQT Fixes It)

    April 09, 2026

    I need to tell you about the time I lost $2,300 because of a Reddit post. It was 2021. I was scrolling through r/wallstreetbets during my lunch break — “just for entertainment,” I told myself.

  2. Analysis Paralysis: How Overthinking Is Killing Your XEQT Returns

    April 09, 2026

    I spent eight months “researching” before I bought my first share of XEQT. Eight months. That’s not a typo. I had 47 browser tabs open at one point — comparing XEQT to VEQT, VEQT to VGRO, VGRO to building my own three-fund portfolio, three-fund portfolios to five-fund portfolios.

  3. Emergency Fund vs Investing in XEQT: How to Balance Both Without Losing Sleep

    April 09, 2026

    I still remember the knot in my stomach when I bought my first shares of XEQT. Not because I was worried about the market — I’d done enough research to feel confident about that. The knot was because my emergency fund was basically nonexistent. I had maybe $800 in savings.

  4. The Core and Satellite Strategy: Why XEQT Should Be 80-90% of Your Portfolio

    April 08, 2026

    I have a confession to make. For all my talk about “just buy XEQT and chill,” I still get the itch to buy individual stocks. Not because I think I’ll beat the market — I know the odds are against me. It’s just… fun.

  5. The Sunk Cost Trap: Why You're Holding Losing Stocks Instead of Buying XEQT

    April 08, 2026

    In 2021, a coworker told me about a cannabis stock that was “guaranteed to double.” I bought $3,000 worth. Within six months, it was down 55%. I told myself I’d sell when it got back to my purchase price. Within a year, it was down 80%. I still held on.

  6. What Happens to Your XEQT When You Die? Estate Planning Every Canadian Investor Needs

    April 08, 2026

    My buddy Dave is a great investor. He’s been buying XEQT religiously for five years, maxed out his TFSA, and has a solid RRSP. He’s 34 and has about $180,000 invested. He’s doing everything right — except for one thing. He has no beneficiary listed on any of his accounts.

  7. Every Excuse Not to Invest in XEQT (And Why None of Them Hold Up)

    April 07, 2026

    I have a confession: I used every single excuse in this article. Every. Single. One.

  8. The 1% Rule: How a Tiny Fee Difference Silently Costs You $100,000+

    April 07, 2026

    Let me tell you about the most expensive coffee I never drank. When I was 23, I opened my first investment account at my bank. The advisor was friendly, professional, and recommended a “balanced growth” mutual fund. It seemed reasonable.

  9. XEQT vs Bond ETFs: Do You Actually Need Bonds in Your 20s and 30s?

    April 07, 2026

    My dad thinks I’m reckless. When I told him my entire portfolio was in XEQT — 100% equities, zero bonds — he looked at me the way you’d look at someone skydiving without checking their parachute. “You need bonds,” he said.

  10. XEQT in 2026: Q1 Performance Review and What's Ahead for Investors

    April 06, 2026

    Every January, I do the same thing: I open my brokerage app, look at my XEQT balance, and ask myself the same question every investor asks — “How’d we do last year, and what’s coming next?” It’s now April 2026, and we’re one quarter into the year.

  11. Why Your Friend's Portfolio Always Seems to Beat Yours (The FOMO Investor's Guide)

    April 06, 2026

    It was a Friday night barbecue last summer when it happened. A buddy of mine — let’s call him Dave — started talking about his portfolio.

  12. How to Invest a Windfall in XEQT: Your Guide to Inheritance, Bonus, and Tax Refund Money

    April 06, 2026

    A few years ago, I received an unexpected insurance payout. Nothing life-changing — about $15,000 — but more money than I’d ever had land in my account at once.

  13. XEQT for Self-Employed Canadians: The Complete Investing Guide

    April 05, 2026

    My friend Dave quit his corporate job in 2020 to start a web development consultancy. He was making good money – actually more than his old salary most months – but two years in, he realized something terrifying. He had zero retirement savings since going solo.

  14. XEQT vs Leveraged ETFs in Canada: Why 2x and 3x Products Destroy Portfolios

    April 05, 2026

    I’ll be honest with you: I spent about three weeks convinced that a 2x leveraged ETF was going to make me rich. It was during a stretch in 2022 when everything was bouncing. The market would drop hard one week, rip back the next.

  15. What Happens to Your XEQT If BlackRock Goes Bankrupt?

    April 05, 2026

    I still remember the exact moment this question popped into my head. I had just made my first $500 contribution to XEQT and was feeling pretty good about myself — finally doing the “responsible adult” investing thing.

  16. XEQT vs the Classic Couch Potato Portfolio: Which Is Better in 2026?

    April 04, 2026

    I discovered the Canadian Couch Potato blog around 2017. I was a few years into my career, had some money sitting in a savings account earning basically nothing, and knew I should be investing but had no idea where to start.

  17. How a Canadian Recession Would Affect Your XEQT Portfolio (And Why That's OK)

    April 04, 2026

    I was at a barbecue last weekend and the mood was noticeably different from a couple of years ago. Instead of talking about house prices going up and crypto portfolios, the conversation was all layoffs, mortgage renewals, and whether we are heading into a recession. My brother-in-law pulled me aside.

  18. The XEQT Glide Path: How to Transition from 100% Equities Before Retirement

    April 04, 2026

    My dad retired in 2007 with almost his entire portfolio in Canadian equities. He had done well over the previous 20 years – his portfolio had grown steadily, he was confident in the market, and he figured he would just keep riding it. Then 2008 happened.

  19. Bank of Canada Rate Cuts in 2026: What They Mean for XEQT Investors

    April 03, 2026

    I remember the exact moment I realized my “safe” strategy was failing me. It was January 2026. I logged into my bank’s website to check my GIC renewal rate and nearly choked on my coffee. The best 1-year GIC rate they were offering was 3.1%.

  20. The AI Stock Bubble: Why XEQT Investors Can Sleep at Night

    April 03, 2026

    Last Thanksgiving, my cousin showed me his portfolio on his phone between helpings of turkey. He had put basically everything into NVIDIA, Microsoft, and a leveraged AI ETF. His returns over the previous year were jaw-dropping – something like 80%. He was grinning ear to ear.

  21. XEQT vs Covered Call ETFs: Why Chasing Yield Could Cost You Thousands

    April 03, 2026

    Last summer, a friend of mine texted me a screenshot of his brokerage account. He was earning over $800 a month in dividend income from a handful of covered call ETFs. “Bro, look at this yield,” he wrote. “Over 12%.

  22. The XEQT TFSA Millionaire Strategy: How to Build $1M Tax-Free in Canada

    April 02, 2026

    What if I told you that you could build $1 million completely tax-free in Canada? No capital gains tax. No tax on dividends. No tax when you withdraw. A million dollars that the CRA cannot touch. This is not a loophole. It is not a scheme.

  23. XEQT Geographic Diversification: Why Your Money Spans 9,000+ Companies in 49 Countries

    April 02, 2026

    When you buy a single share of XEQT, something remarkable happens. Your money instantly spreads across 49 countries, 9,000+ companies, and every major currency on Earth.

  24. FOMO, Fear, and XEQT: How to Invest When the Market Feels Scary

    April 02, 2026

    I almost sold everything in March 2020. The market had cratered. My XEQT position was down over 25%. Every headline screamed about economic collapse. My coworker had already gone to cash.

  25. Interest Rates and XEQT: What the Bank of Canada's Rate Cuts Mean for Your Portfolio

    March 22, 2026

    If you’ve been following financial news at all over the past couple of years, you’ve probably noticed that interest rates have been on quite a ride. The Bank of Canada hiked aggressively from 2022 to 2023, paused, and then started cutting in mid-2024.

  26. Why Your Coworkers' Stock Tips Are Costing You Money (And What to Do Instead)

    March 22, 2026

    We have all been there. You are eating lunch in the break room when a coworker leans over and says, “Hey, you invest, right? You need to check out this stock.

  27. XEQT vs Canadian Dividend ETFs: Why Total Return Beats Yield Chasing

    March 22, 2026

    If you spend any time on Canadian personal finance forums, you already know: Canadians are absolutely obsessed with dividends. Every other post on Reddit’s r/PersonalFinanceCanada is someone asking about “the best dividend stocks” or showing off their monthly dividend income screenshots. I get it.

  28. How XEQT Protects Your Money from Inflation: A Canadian Investor's Guide

    March 21, 2026

    How XEQT Protects Your Money from Inflation: A Canadian Investor’s Guide I remember the moment inflation became real to me. It wasn’t reading a Bank of Canada press release or watching BNN Bloomberg. It was standing in a Loblaws in 2023, staring at a block of cheese that cost $12.

  29. Employer RRSP Matching and XEQT: The Free Money Most Canadians Leave on the Table

    March 21, 2026

    When I started my first “real” corporate job back in 2018, HR handed me a thick benefits package during orientation.

  30. The Real Cost of Waiting to Invest: Why Every Year You Delay Costs You Thousands

    March 21, 2026

    I have a confession to make. My single biggest financial regret is not the money I lost on a bad stock pick. It is not the overpriced mutual fund I held for too long. It is the five years I spent thinking about investing instead of actually doing it.

  31. XEQT and the 2026 Trade War: What Canadian Tariffs Mean for Your Portfolio

    March 21, 2026

    If you’ve been paying attention to the news lately – and let’s be honest, it’s been hard to avoid – the words “tariffs,” “trade war,” and “retaliation” have been popping up everywhere.

  32. How to Stop Checking Your XEQT Portfolio Every Day (And Why You Should)

    March 21, 2026

    I need to confess something embarrassing. In the first six months after I started buying XEQT, I checked my portfolio an average of eleven times per day. Before breakfast. During meetings. On the toilet. Right before bed. I know this because my phone’s screen time report told me so.

  33. XEQT vs FEQT (Fidelity): Which All-Equity ETF is Right for You in 2026?

    March 17, 2026

    XEQT and FEQT both promise all-equity global exposure in a single ETF, but they take fundamentally different approaches to get there. XEQT is pure passive indexing. FEQT is Fidelity’s factor-based, actively tilted take — with a side of Bitcoin.

  34. XEQT Automatic Rebalancing Explained: How It Works and Why It Matters

    January 15, 2026

    One of XEQT’s most valuable features is something that happens behind the scenes: automatic rebalancing. Most investors don’t realize how much time, money, and hassle this single feature saves them. It’s one of the main reasons XEQT beats DIY portfolios for most people.

  35. XEQT for Retirement: Complete Planning Guide for Canadians

    January 14, 2026

    Can you retire comfortably with just XEQT? The short answer: Yes, but your strategy needs to evolve as you age. XEQT is an excellent retirement investment for young and middle-aged investors, but it may be too aggressive for those close to or in retirement. 🎁 Ready to Start Investing?

  36. XEQT vs Robo-Advisors: Which is Better for Canadian Investors?

    January 13, 2026

    Should you invest in XEQT yourself, or use a robo-advisor like Wealthsimple Invest? Both offer passive, diversified investing, but one approach can save you thousands in fees over your lifetime while the other provides additional services. 🎁 Ready to Start Investing?

  37. XEQT Holdings Breakdown: What You Actually Own When You Buy XEQT

    January 12, 2026

    When you buy XEQT, you’re not just buying one stock - you’re instantly becoming a shareholder in over 9,000 companies worldwide. But what exactly do you own? Which companies? Which countries? Which sectors? 🎁 Ready to Start Investing?

  38. XEQT vs XBAL: Which iShares All-in-One ETF is Right for You?

    January 11, 2026

    Choosing between XEQT and XBAL is a common dilemma for Canadian investors who want a simple, all-in-one portfolio. Both are excellent iShares asset allocation ETFs, but they take very different approaches to risk and return. The right choice depends on your age, risk tolerance, and investment timeline.

  39. How Does XEQT Perform During Recessions? (Historical Analysis)

    January 10, 2026

    Every investor wonders: “What happens to my XEQT when the market crashes?” Understanding how XEQT performs during recessions is crucial for maintaining confidence during downturns and avoiding panic selling. 🎁 Ready to Start Investing?

  40. How Much Should You Invest in XEQT Monthly? (Income-Based Guide)

    January 09, 2026

    One of the most common questions Canadian investors ask: “How much should I invest in XEQT each month?” The answer depends on your income, age, expenses, and financial goals. But there’s a simple framework you can follow to determine the right amount for your situation. 🎁 Ready to Start Investing?

  41. XEQT vs Individual Stocks: Which Investment Strategy Actually Wins?

    January 08, 2026

    One of the biggest decisions new investors face: Should I pick individual stocks or just buy XEQT? The allure of stock picking is powerful - finding the next Amazon or Tesla could make you rich.

  42. XEQT Tax Implications: Complete Guide for Canadian Investors

    January 07, 2026

    Understanding the tax implications of XEQT is crucial for maximizing your after-tax returns as a Canadian investor. While XEQT is an excellent investment, the taxes you pay (or save) can significantly impact your long-term wealth accumulation. The good news?

  43. XEQT vs Index Funds: Which is Better for Canadian Investors?

    January 06, 2026

    When building a passive investment portfolio in Canada, many investors face a crucial decision: XEQT or traditional index funds? While both offer low-cost, diversified investing, there are important differences that can significantly impact your returns and investing experience. 🎁 Ready to Start Investing?

  44. XEQT vs VGRO: Which ETF is Right for You in 2026?

    January 05, 2026

    Choosing between XEQT vs VGRO is one of the most common dilemmas for Canadian investors building a passive portfolio. Both are all-in-one ETFs from reputable providers, but they take fundamentally different approaches to risk and returns.

  45. 7 Investing Mistakes XEQT Helped Me Stop Making (And How It Saved My Portfolio)

    August 04, 2025

    Looking back at my investing journey, I can honestly say I made almost every mistake in the book. From trying to time the market to chasing hot stocks, I spent years spinning my wheels and watching my portfolio underperform.

  46. What to Do with XEQT Dividend: 5 Smart Strategies for Canadian Investors

    May 09, 2025

    If you own XEQT (iShares Core Equity ETF Portfolio), you’re probably receiving regular dividend payments. But here’s the question every XEQT investor faces: What should you do with your XEQT dividend? The short answer: Reinvest it in more XEQT shares for maximum long-term growth.

  47. XEQT vs SPY: Which ETF is Better for Canadian Investors in 2025?

    January 04, 2025

    When it comes to building a long-term investment portfolio, Canadian investors often face a crucial decision: XEQT vs SPY. Both are popular ETFs, but they serve very different purposes and cater to different investment philosophies.

  48. XEQT in TFSA vs RRSP: Where Should You Hold It? Complete Guide for 2025

    January 04, 2025

    One of the most common questions Canadian investors ask is: “Should I hold XEQT in my TFSA or RRSP?” The answer isn’t always straightforward and depends on your financial situation, tax bracket, and investment timeline. Both TFSA and RRSP offer significant tax advantages, but they work very differently.

  49. When is a Good Time to Buy XEQT? The Answer Might Surprise You

    January 04, 2025

    One of the most common questions I get from Canadian investors is: “When is a good time to buy XEQT?” The truth is, trying to time the market is one of the biggest mistakes investors make.

  50. Is XEQT Canadian? Everything You Need to Know About XEQT's Canadian Focus

    January 04, 2025

    If you’re a Canadian investor looking to build a globally diversified portfolio, you’ve probably heard about XEQT (iShares Core Equity ETF Portfolio). But you might be wondering: Is XEQT Canadian?

  51. XEQT vs ZEQT (BMO): Which All-Equity ETF Wins in 2025?

    January 03, 2025

    The battle of the all-equity ETFs continues in 2025! XEQT vs ZEQT (BMO) - two heavyweights in the Canadian ETF space, both offering 100% equity exposure to global markets. But which one should you choose for your portfolio?

  52. Should I Sell My Stocks for XEQT? Complete Guide for Canadian Investors

    January 02, 2025

    If you’re holding individual stocks and wondering whether to sell them for XEQT, you’re asking the right question. Many Canadian investors are making this switch, but it’s not a decision to take lightly. Let’s break down when it makes sense and when it doesn’t.

  53. Best Platform to Buy XEQT in Canada (2025 Guide)

    January 02, 2025

    If you’re looking to invest in XEQT, you need the right platform. After testing multiple options, Wealthsimple is hands-down the best platform to buy XEQT in Canada. Here’s why, plus how to get started with a $25 bonus. 🎁 Ready to Start Investing?

  54. XEQT vs S&P 500

    January 01, 2025

    When it comes to building a long-term investment portfolio, many Canadians often debate between two popular options: XEQT (iShares Core Equity ETF Portfolio) and the S&P 500 (Standard & Poor’s 500 Index).

  55. Wealthsimple Managed vs XEQT

    January 01, 2025

    When it comes to investing in XEQT (iShares Core Equity ETF Portfolio), one of the most popular ETFs for Canadian investors, Wealthsimple offers two main options: Wealthsimple Managed Investing and Wealthsimple Self-Directed Investing.

  56. What is XEQT, and Why is It Perfect for Beginners?

    December 30, 2024

    If you’re new to investing, you’ve likely come across a dizzying array of choices: individual stocks, mutual funds, ETFs, and more. For many beginners, finding an easy, cost-effective way to invest can feel overwhelming. That’s where XEQT (iShares Core Equity ETF Portfolio) comes in.

  57. Why Wealthsimple is the Best Platform for Buying XEQT in Canada

    December 30, 2024

    When it comes to building wealth with a globally diversified all-equity ETF like XEQT (iShares Core Equity ETF Portfolio), the platform you choose for investing can make a big difference. XEQT is a popular option for Canadian investors looking for simplicity and long-term growth, but where should you buy it?

  58. Is VFV a Good Buy? Understanding Its Limitations

    September 06, 2024

    Investing in exchange-traded funds (ETFs) is one of the most efficient ways to gain exposure to various stocks while managing risk. Among Canadian investors, VFV—the Vanguard S&P 500 Index ETF—has gained considerable attention.

  59. XGRO vs XEQT

    September 06, 2024

    Investing in exchange-traded funds (ETFs) is a popular way to diversify a portfolio and manage risk while aiming for long-term growth. Among the many ETFs available, XEQT and XGRO—both offered by iShares—have emerged as strong contenders for Canadian investors seeking global equity exposure.

  60. What is XEQT?

    September 06, 2024

    Investing in the stock market has become more accessible in recent years, and exchange-traded funds (ETFs) are one of the most popular ways to diversify a portfolio without the hassle of managing individual stocks. One ETF that has caught the attention of Canadian investors is XEQT.

  61. XEQT MER

    August 31, 2024

    XEQT’s MER (management expense ratio) is 0.20%. This means that for every share of XEQT that you have, 0.20% goes to BlackRock Canada and the underlying ETFs. 🎁 Ready to Start Investing?

  62. Is XEQT a Good Investment?

    August 31, 2024

    Although this is not financial advice, generally speaking, yes, XEQT is a good investment. XEQT is great because it’s a simple way to buy a large portion of the stock market without having to do any of the stock picking or rebalancing yourself.

  63. Does XEQT pay a dividend?

    August 31, 2024

    Yes, XEQT currently pays out 2.79% annually. This gets distributed each quarter to investors. 🎁 Ready to Start Investing? Open your commission-free account and get $25 towards your first XEQT purchase Get Your $25 Bonus 🎁 Ready to Start Investing?

  64. VFV vs XEQT

    August 31, 2024

    VFV vs. XEQT: An In-Depth Comparison for Canadian Investors When it comes to investing in ETFs (Exchange-Traded Funds), Canadian investors have a plethora of options.

  65. VEQT vs XEQT

    August 31, 2024

    Which All-In-One ETF is Better? As a Canadian investor, you’re likely looking for ways to grow your wealth over the long term. Two popular all-equity ETF options are Vanguard’s VEQT and iShares’ XEQT.

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