Switching From Mutual Funds to XEQT in Canada

If your current portfolio feels expensive and hard to manage, a one-ETF approach can simplify everything. Here’s how to transition carefully.

Why investors switch

• Lower ongoing product costs (compare MERs and account fees, verify).
• Simpler asset mix.
• Fewer behavioral mistakes from over-trading.

Transition steps

1. Inventory all current holdings and account types.
2. Check for deferred sales charges or account-specific restrictions (verify).
3. Decide in-cash vs in-kind transfer path.
4. Move account to self-directed platform if needed.
5. Rebuild with your target allocation (for many readers here: XEQT core).
6. Turn on recurring contributions immediately.

Educational content only. Tax impact depends on account type and personal situation.

Internal links

• Best Broker to Buy XEQT in Canada (2026): Wealthsimple vs Questrade vs IBKR
• Best Platform to Buy XEQT in Canada (2025 Guide)
• Wealthsimple Review Canada (2026 Update)