How to Start XEQT With $100/Month in Canada
If your budget is tight, consistency matters more than speed. This guide helps you build a realistic $100/month XEQT plan you can keep long-term.
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Start with your first contribution
Open your account and schedule your first recurring deposit today.
Get Your $25 BonusThe $100/month blueprint
- $25/week or $50 biweekly can feel easier than one monthly deposit.
- Use one ETF (XEQT) to avoid decision overload.
- Increase by $10–$25 whenever income rises.
First 90 days plan
Month 1
- Open account and fund first deposit.
- Turn on recurring buy.
Month 2
- Keep contribution unchanged.
- Ignore short-term market moves.
Month 3
- Review budget and increase if comfortable.
What to avoid
- Waiting for a “perfect” entry point.
- Swapping ETFs every few weeks.
- Overfunding, then pausing for months.
Related guides
- How to Invest $1,000 in Canada (2025): A Step-by-Step Guide
- Dollar Cost Averaging in Canada: The Simple Strategy to Build Wealth
- What is XEQT, and Why is It Perfect for Beginners?
Small start, strong system
Your first automatic contribution matters more than your first “perfect” trade.