FHSA Contribution Planner

Plan your yearly room, compare quick scenarios, and share a pre-filled setup.

Inputs

Contribution Year

Unused Room Carry-Forward ($)

Income for RRSP estimate ($, optional)

Planned Monthly Contribution ($)

Projection Years

Expected Annual Return (%)

Estimated available room this year

Carry-forward rules:

Scenario	Annual Contribution	Total Contributed	Projected Value

• FHSA annual room is $8,000 with up to $8,000 carry-forward.

• The model enforces the $40,000 lifetime FHSA contribution cap.

• Home purchase and account closure rules are not modeled.